<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/debt.4","prevPageNumber":2,"bottomArticles":[{"date":"Thu Oct 01 00:00:00 PDT 2020","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Preparing_for_a_Financial_Emergency.jpg","previewDescription":"A financial emergency can occur at most any time and, if you\u2019re not prepared, it could negatively affect your financial health, both short- and long-term. Being prepared could make it easier to manage your money during challenging times and help get your finances back on track.","title":"Tips for Preparing for a Financial Emergency | Credit One Bank","pagePath":"/articles/emergency-funds-and-more-preparing-for-a-financial-emergency","imageAlt":"Four Ways to Prepare for a Financial Emergency","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance","credit-one-central-topics:budgeting"]},{"date":"Thu Jun 27 00:00:00 PDT 2019","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_39_102673_Plans_Paying_Back_Student_Loan.jpg","previewDescription":"Student loans are a hot-button topic these days. As of 2019, 44.5 million borrowers owe a total of $1.5 trillion, and the average borrower graduates owing $28,650. Most people can\u2019t repay a debt like this immediately, but don\u2019t despair. The good news is that graduates with a four-year degree earn an average of $399 more per week than those with some college but no degree, which should make it easier to pay off those loans. With some patience and pre-planning, you should be able to pay back your loans and meet your other financial priorities at the same time.","title":"Preparing a Plan for Paying Back Student Loans","pagePath":"/articles/preparing-a-plan-for-paying-back-student-loans","imageAlt":"Student loan debt can be a heavy burden on your shoulders","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Thu Jul 26 00:00:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/prs102_Article-8.jpg","previewDescription":"If you were hoping to learn that, say, Wednesday is the best day to pay your credit card bill, we\u2019re sorry to disappoint you. In terms of days of the week, there really isn\u2019t a \u201cbest\u201d one on which to pay your bill. However, there is a date by which we highly recommend paying your bills, and that\u2019s the payment due date.","title":"Is There a Best Day to Pay Your Credit Card Bill?","pagePath":"/articles/is-there-a-best-day-to-pay-your-credit-card-bill","imageAlt":"Calculating how much is owed on a credit card bill","tags":["creditonebank:FinancialEducation","credit-one-central-topics:debt"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/debt.2","prevPageUrlMobile":"/articles/topics/debt.2","prevPageNumberMobile":2,"topArticles":[{"date":"Thu Apr 29 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/04/04282021_How to Lower Your Car Payment Article R1.jpg","previewDescription":"For many of us, a car will be the second most expensive purchase (after a home) we ever make. And the majority of us will finance that automobile purchase with a loan, which means having a car payment. Depending on how much of the car\u2019s purchase price you finance, the term length of the loan, and how long you keep the car, this could mean years of making a monthly car payment. ","title":"How to Lower Your Car Payment","pagePath":"/articles/how-to-lower-your-car-payment","imageAlt":"Ways to lower your car payment","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","creditonebank:FinancialEducation"]},{"date":"Fri Mar 26 16:03:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03182021_Stop Living Paycheck to Paycheck Article.jpg","subtitle":"Tips for breaking out of the paycheck-to-paycheck cycle.","previewDescription":"If you\u2019re putting off writing the check for your rent or mortgage, paying your bills, or even buying food until your next paycheck, then you\u2019re probably living paycheck to paycheck. The good news is that, so long as your paychecks cover your expenses, you\u2019re technically living within your means. The bad news is that it can be difficult to get ahead this way, and an unexpected expense or sickness, injury, or job loss could quickly derail things.","title":"Stop Living Paycheck to Paycheck","pagePath":"/articles/stop-living-paycheck-to-paycheck","imageAlt":"How to Stop Living Paycheck to Paycheck","tags":["credit-one-central-topics:budgeting","credit-one-central-topics:debt"]},{"date":"Thu Feb 04 00:00:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/06/06022021_Loan vs Line of Credit Article.jpg","previewDescription":"If you need to borrow money from a lender (financial institutions like banks or credit unions, not your friends or family), you have two main choices: you can take out a loan or get a line of credit. Both a loan and a line of credit provide you with funds, but they work differently. There are pros and cons associate with each, and the option that's the best fit for you may depend on why you need the money in the first place.","title":"Loan vs. Line of Credit: What\u2019s the Difference?","pagePath":"/articles/loan-vs-line-of-credit-whats-the-difference","imageAlt":"Installment Loan Versus a Line of Credit","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","creditonebank:CreditEducation","credit-one-central-topics:debt","creditonebank:PersonalFinance"]}],"lastPageNumberMobile":0,"currentPageNumber":3,"nextPageNumber":4,"lastPageNumber":4,"nextPageUrlMobile":"","articlesTopics":["financial tips","debt","budgeting"],"currentPageNumberMobile":3}"/>