About the author:
Sean P. EgenAfter realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
If you’ve had any experience with credit, you’ve probably heard the term “credit bureau.” It may have been when a potential lender informed you they were going to pull your credit report from a credit bureau, or you heard that it’s a good idea to check your credit reports with the credit bureaus at least once a year, or maybe you watched a news story about one of the credit bureaus experiencing a data breach.
This time of year, summer may be the last thing on your mind. You may be too focused on keeping your New Year’s resolutions—eating healthier, working out, paying down debt—to even think about where you want to go on vacation this summer. But if you know you’ll be hitting the road this summer for some much-needed rest and relaxation, now is a great time to start planning.
When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look at it—with a “hard inquiry” or “soft inquiry” (aka “hard pull,” “soft pull”)—could have an effect on your credit score.
Headlines have been filled with a string of security breaches over the past few years. If you’re one of the millions affected, you may be wondering what, if anything, you can do to help protect yourself should your personal data fall into the wrong hands.
Why bother with an emergency fund? Because, as John Lennon wrote, “Life is what happens to you while you’re busy making other plans.” Here are eight challenges that can hit you quickly but hopefully won’t take too big a bite out of your budget if you’re prepared.
For many, the holiday season is all about giving. Giving gifts to loved ones, making donations to charities, giving time and any accumulated airline miles to visit friends and family, and giving away healthy chunks of our paychecks this time of year to make all of the above happen.
After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.