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Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
Continue ReadingDo you know your credit score? If so, congratulations! You’re among the 40% of Americans who do, according to a LendingTree study. However, knowing your credit score is one thing—understanding it is quite another. In that same study, only 10% of Americans actually understood their score and what makes a perfect one.
The same question is always asked when you go to check out at the store: credit or debit? While some people tend to favor using their debit card over a credit card, there are clear benefits to using a credit card for your daily purchases. The decision of whether to pull out your credit card or a debit card at the cash register should factor in reasons such as your budget, credit score, security, and personal preference. Credit cards offer several unique perks that set them apart.
Credit fraud is a situation that millions of Americans have become all too familiar with, yet many still assume it won't happen to them. Whether you've just opened your first credit card or have fallen victim to fraud in the past, here are some proactive and common sense credit protection strategies to keep your information safe.
These days, all it can take is a single typo into an internet browser to put your identity at risk. Although that may seem like an extreme example, there's no denying that technology and the transfer of information has advanced at a breakneck pace—and with it, digital hacks designed to infiltrate and duplicate your most personal data.
Exams. Tuition. Internships. Graduation. College students have plenty to worry about at any given time, so it's no wonder that their credit score doesn't always make the list. However, college is actually the ideal time for students to begin building credit!
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.